Is Your Old 401(k) Just Sitting There? Here’s Why That’s a Problem—And How to Fix It
One of the first things I ask every new client:
"Do you have an old 401(k) or retirement account from a previous job?"
You’d be surprised how often the answer is yes—and how many people haven’t done anything with it.
A recent report found that over 29 million 401(k) accounts are “abandoned” or left behind, with each account holding an average of $50,000. That’s over a trillion dollars just sitting, unmanaged, and potentially underperforming or vulnerable to unnecessary fees.
If you’ve ever changed jobs (and who hasn’t?), there’s a good chance you’ve left a retirement account behind. The good news? It’s simple to take control of that money—and I can help you do it.
What I Do
I specialize in helping people roll over their old retirement accounts, including:
401(k)s
401(a)s
403(b)s
Roth IRAs
TSP (Thrift Savings Plan) accounts
And more
And I do this at no cost to you. I’m licensed in all 50 states, and the companies I work with cover my compensation—not my clients.
Why Rollovers Matter
When you leave a retirement account behind:
You may no longer have full control over it.
It could be sitting in outdated investment options.
You’re likely paying fees you don’t even know about.
The institution might make it harder than necessary to access your funds when you need them.
Worse still, I’ve seen far too many financial institutions mislead people into keeping their money locked up. That’s unacceptable.
What You Gain With a Rollover
By rolling your retirement funds into a properly managed account, you can:
Take full control of your investments
Consolidate accounts to simplify your finances
Avoid unnecessary fees or restrictions
Explore options like guaranteed lifetime income, even if your principal runs out
Work with a licensed professional who fights for your best interest
You Worked for That Money—Don’t Leave It Behind
This is your money. You earned it. And you deserve to know where it is, how it’s working for you, and how to protect it for the future.
If you’re not sure whether you have an old account—or if you’re ready to finally roll it over—reach out. I’ll guide you through the process and handle the heavy lifting, including communication with your old plan providers.
Let’s put your retirement savings back where they belong: in your control.
No pressure. No fees. Just real support.